Capital Small Finance Bank IPO GMP Price, Date, Review Details – IPO Upcoming

The Capital Small Finance Bank Limited dates will be updated soon. Read the post to learn about Capital Small Finance Bank IPO GMP.

Capital Small Finance Bank began operations as India’s first Small Finance Bank on April 24, 2016, following the conversion of Capital Local Area Bank. Prior to its conversion to a Small Finance Bank, Capital Local Area Bank had been India’s largest local area bank since January 14, 2000.

Start your investing journey today. Find the latest information on Upcoming IPOs.

Key Details Of Capital Small Finance Bank IPO:

Capital Small Finance Bank Limited GMP

The Capital Small Finance Bank Limited IPO GMP is ₹[ ].

IPO Overview​

The bank was a pioneer in offering low-cost contemporary financial services to rural communities. Since its inception, the bank has provided 7-day branch banking with extended banking hours. Most of the branches quickly became market leaders in their respective centers. The bank could bring down the region’s dependency on the moneylenders by making the loans easily within the hand of the customers at an affordable rate. A bank did not only open 121 branches per se since it became a small finance bank, but it grew their total number of branches to 170. Following its strong presence in the state of Punjab, the bank has begun expansion in the states of Delhi, Haryana, Rajasthan, and Himachal Pradesh, as well as the Union Territory of Chandigarh. The bank’s entire activity has surpassed INR 12,000 crores, with over 8,97,000 accounts. As of March 31, 2023, the bank did 70% of its business in rural and semi-urban areas, with priority sector lending accounting for 78.85% of Adjusted Net Bank Credit.

As of March 31, 2023, 65.49% of total advances were made to borrowers with average ticket sizes of INR 25 lacs or less. The Reserve Bank of India gave Capital Small Finance Bank Scheduled Status in a notification dated February 16, 2017.

Capital Small Finance Bank Unlisted Share Details

Name	Capital Small Finance Bank Unlisted Share Details
Face Value	INR 10 per share
ISIN Code	INE646H01017
Lot Size	100 shares
Demat Status	NSDL, CDSL
Capital Small Finance Bank Unlisted Share Price	INR 410 per share
Market Cap	INR 1,404 crore
Total Number of Shares	34,252,454 shares
Website	www.capitalbank.co.in

Capital Small Finance Bank Unlisted Share Details: Shareholding Pattern

The top 10 equity shareholders of the company as of March 31, 2021:

Shareholder Name	% to Holding	No. of shares
Sarvjit Singh Samra	12.24	4,174,619
Oman India Joint Investment Fund II	9.82	3,346,914
Santokh Singh Chhokar	5.16	1,760,000
PI Ventures LLP	4.95	1,686,980
Amarjit Singh Samra	4.81	1,640,864
Amicus Capital Private Equity I LLP	4.43	1,511,535
HDFC Life Insurance Company Limited	4.09	1,394,400
Small Industries Development Bank of India	3.96	1,349,650
ICICI Prudential Life Insurance Company Limited	3.88	1,322,400
Surinder Kaur Samra	2.75	936,486

Capital Small Finance Bank Unlisted Share Details: Financial Metrics

Particulars	FY 2020	FY 2021	FY 2022	FY 2023
Revenue	458.13	511.44	578.21	676.01
Expenses	475.71	516.51	569.83	631.89
Net income	25.38	40.78	62.57	93.60
Margin (%)	5.54	7.97	10.82	13.85
ROE (%)	7.72	9.51	12.95	16.62
CAR (%)	19.11	19.80	18.63	18.87
NPA (%)	1.25	1.13	1.36	1.36
EPS	8.18	11.98	18.22	27.21
Dividend (per share)	–	0.80	1.00	1.20

Capital Small Finance Bank Unlisted Share Peer Comparison

Company	3-yr ( Sales CAGR (%))	PE Ratio	Book Value	Net Margin (%)	MCap((INR crore))
Capital Small Finance Bank	13.86	15.07	117.36	13.85	1,404
AU Small Finance Bank	24.2	31.8	165.0	17.40	49,195
Equitas Small Finance Bank	16.3	14.7	46.4	13.79	9,820

Company Profile​

By taking Agriculture Small Finance Bank capital services like agricultural loans, trade and MSME loans, and mortgage loans, our bank seeks to further financial inclusion of the poor among others. While, until the end of the financial half-yr on June 30, 2021, the loan book summed up to Rs3,680.8 crore. The agriculture sector loans record 36.88%, … In the meantime, loans for equipment require a lot of investment. Numerous policies have been put in place to build this process alongside social programs that act as a facilitator to make credit scoring realistic. Morgages still remain Faster and larger predator as borrowing balances stand at Ksh 22.66 Billion.

IPO Strengths

• Experienced promoters and a competent management team.
• Well-established relationships with a loyal customer base.
• Access to markets worldwide, enabling global reach.

IPO Weakness

• Heavy reliance on customers based in the United States.
• Need to adhere to multiple laws and regulations in these countries to ensure compliance.
• Competition from other players in the market.

Capital Small Finance Bank Limited FAQs